WHAT IS AFFIRM?

Affirm is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

No impact on credit score 

Using a Pay in 4 Affirm payment plan won’t impact your credit score.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment choice at checkout. Simply enter a few details to get an instant decision. Then, complete your purchase. 

Easy payments

Turn on AutoPay and Affirm will automatically charge payments from your chosen payment method, interest-free.

HOW DO I USE AFFIRM?

Shop

Browse T-Dot Wheels and add your favorite finds to your shopping cart.

Select

At checkout, choose Affrm as your payment method.

Checkout

Complete your purchase and pay over time in 4 equal payments. Subject to credit approval.

Pay

The remaining 3 payments are charged to your debit or credit card every two weeks.

Prequalify Now

FREQUENTLY ASKED QUESTIONS

Are there requirements to use Affirm?

Yes. You’ll need:
● To be the legal age of majority in the province or territory in which you reside.
● To be a resident of Canada.
● A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard debit card (with the Visa/Mastercard logo), which can be used for online transactions.
● An SMS-capable Canadian phone number.
● To meet the minimum cart size required to use Affirm as a payment option at checkout.

How do I sign up?

If your basket is eligible for ’Pay in 4’ with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with Affirm and accept the terms of your payment plan.

Where can I use Affirm? 

You can use Affirm on T-Dot Wheels website or any other channel where indicated to be available.

Does Affirm do a credit check? 

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.

How do I make my payments?

At checkout, you can set up convenient, automatic pre-authorized payments that debited/charged your Canadian Visa/Mastercard debit/credit card.

Which payment methods are accepted?

Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Eligibility requirements?

Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)


See affirm for full details.

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.